DRIP Calculator (Dividend Reinvestment)

Quickly see how your dividend investments can grow over time with consistent contributions and automatic dividend reinvestments (DRIP). This drip calculator reflects real-world investing by factoring in monthly contributions and reinvested dividends

DRIP Calculator

Simulate dividend reinvestment, taxes, fees, and growth over time

Starting Capital ($) or leave 0 to use shares

Initial Shares (optional)

Current Share Price ($)

Monthly Contribution ($)

Dividend Yield (%)

Or Dividend Per Share ($) (optional)

Dividend Frequency

Dividend Growth Rate (ann.) %

Expected Annual Price Apprec. (%)

Years to Invest

Dividend Tax Rate (%)

Reinvestment Fee per Trade ($)

Allow fractional shares when reinvesting

Inflation Rate (%) (for real value)

Final Portfolio Value

Market value of all shares at final price

Total Shares Owned

Total whole + fractional shares

Total Dividends Reinvested

Dividends used to buy shares (after tax & fees)

Total Contributions

Starting capital + monthly contributions

Dividend Frequency

How often dividends are paid (daily → annual). More frequent payments compound reinvestment faster.

Dividend Yield

The annual dividend expressed as a percentage of the current share price.

Dividend Per Share

The cash dividend paid for each share during a dividend payment.

DRIP

Dividend Reinvestment Plan — dividends are used to buy more shares automatically.

Fractional Shares

Allows buying partial shares so small dividend amounts can still be reinvested fully.

Reinvestment Fee

A per-trade fee charged when dividends are reinvested. It reduces the amount available to buy shares.

Dividend Tax

Taxes applied to dividends before reinvestment; different tax rates change net reinvested amount.

Price Appreciation

Expected growth in the share price over time, separate from dividend yield.

Year	Starting Shares	Dividends Reinvested ($)	Shares Bought	Ending Shares	End Value ($)

Notes

This model simulates DRIP by applying dividends at the chosen frequency, taxing them, subtracting fees, and using the remainder to buy shares at the prevailing price. Price and dividends grow at the annual rates you provide. It assumes dividends are paid on schedule and reinvested immediately.

Calculation completed successfully!